Relocating can mark a significant life transition whether you are moving closer to family, starting over in a new state, or simply seeking a fresh start. If you are currently receiving Social Security Disability (SSD) benefits, you may be wondering how your move could affect your payments, eligibility, or healthcare access.
At Disability Law Group, this is a question we receive often. The good news is that, in most cases, your benefits will continue without interruption. However, there are important considerations based on the type of benefit you receive and where you are moving.
SSDI Benefits: What You Need to Know
If you are receiving Social Security Disability Insurance (SSDI), moving within the United States typically does not impact your eligibility or benefit amount. SSDI is a federal program based on your work history and Social Security contributions, which means your benefits are portable across all 50 states, the District of Columbia, and U.S. territories.
Here is what generally remains unchanged when you move:
- Your monthly benefit amount
- Your eligibility status
- Your Medicare coverage (once eligible)
- Your review or medical re-evaluation schedule
Even so, it is important to notify the Social Security Administration (SSA) of your change of address as soon as possible. Doing so ensures you continue to receive important correspondence and that your records remain current. If your banking details change, you should also update your direct deposit information.
SSI Benefits: State Rules Matter More Than You Might Think
Supplemental Security Income (SSI), unlike SSDI, is a need-based program. Although it is federally administered, many states provide additional SSI payments. As a result, the amount you receive each month could increase or decrease depending on your new state of residence.
For example:
- States such as California and New York offer generous SSI state supplements
- States like Michigan offer smaller supplements or none at all
- Some states manage their own SSI payments independently of the federal government
Additionally, Medicaid eligibility is governed by individual state rules. If you move to a different state, you must reapply for Medicaid even if your SSI benefits remain active. Each state sets its own income and asset limits, which can impact your eligibility or access to certain services.
What if You Move Abroad?
Moving outside the United States introduces additional legal and administrative complexity.
- SSDI benefits may continue in certain countries, depending on your citizenship status and whether the country has a reciprocal agreement with the United States.
- SSI benefits are generally suspended if you remain outside the United States for more than 30 consecutive days.
If you are considering an international move, it is important to speak with a disability attorney before finalizing your plans to avoid benefit interruptions.
How to Notify the SSA
You should inform the SSA of your move as soon as possible. You can update your address by:
- Logging into your My Social Security account online
- Calling the SSA at 1-800-772-1213
- Visiting your local SSA office in person
If you are enrolled in Medicare or Medicaid, it’s important to also update your contact information with those programs to ensure continuity of care and communication.
Potential Issues to Watch For
Although most benefit payments continue after a move, certain changes in your living situation or delays in updating your information can lead to complications, such as:
- Moving in with someone whose income may affect your SSI eligibility
- Failing to receive important SSA mail due to outdated address records
- Missing a Continuing Disability Review (CDR) notice
- Losing access to medical providers who previously supported your case
If you are moving to a new state, we recommend establishing care with a new healthcare provider as soon as possible. Ongoing medical documentation is critical, particularly if you are facing an upcoming review or appeal.
Let Disability Law Group Help You Stay Protected
At Disability Law Group, we help clients understand how major life changes, such as relocating, may affect their benefits. Whether you are planning a move or have already relocated and have concerns, our team can provide clarity and support.
Here is how we can assist:
- Reviewing your benefit type and identifying any risks associated with relocation
- Assisting with address updates and agency notifications
- Helping you connect with healthcare and benefit programs in your new state
- Supporting you through any reviews or reapplications triggered by your move
Your benefits are designed to support you wherever life leads. You with knowledgeable legal guidance, you can navigate your move with confidence and security.
Have Questions About Moving With SSD or SSI?
Contact Disability Law Group today for a free consultation. Whether you are moving within your state, across the country, or abroad, we are here to protect your rights and guide you every step of the way.
