Applying for Social Security Disability Insurance (SSDI) can be a long and difficult journey, especially when your claim is denied. If you recently received a denial letter, you are not alone. In fact, a large percentage of first-time applicants are denied benefits, even when they have legitimate disabilities. Understanding the reasons behind these denials can help you avoid common mistakes and take the right next steps.
Why Are So Many Disability Claims Denied?
The Social Security Administration (SSA) follows strict rules when reviewing applications. Unfortunately, this means that even small errors or missing details can result in a denial. Below are the most common reasons why applicants are denied:
1. Lack of Medical Evidence
One of the leading causes of denial is not having enough medical documentation. The SSA needs clear proof that your condition prevents you from working. If your records are incomplete or if they do not reflect ongoing treatment, your claim may be considered weak.
What to do: Make sure you include full medical records, recent test results, specialist evaluations, and any statements that explain how your condition affects your daily life.
2. Earning Too Much Income
SSDI is designed for people who cannot engage in what the SSA calls “Substantial Gainful Activity” (SGA). If your monthly earnings are above the set limit, the SSA may determine that you are not disabled enough to qualify.
What to do: If you are working, be mindful of the income limits. Keeping detailed records of your work efforts and how your condition affects your ability to perform tasks can help.
3. Application Errors
Small mistakes on your application, such as missing information, inaccurate job history, or vague descriptions of your symptoms, can lead to a denial. These errors may make it harder for the SSA to understand the full impact of your condition.
What to do: Take your time to complete the application with accuracy. Be honest and thorough when describing how your condition affects your ability to work and perform daily activities.
4. Not Following Treatment
The SSA expects you to follow your doctor’s treatment plan. If you stop attending appointments or do not take prescribed medication without a valid reason, they may see this as a lack of effort to improve your condition.
What to do: Stick to your treatment plan and keep records of every appointment, test, and follow-up. If there is a reason you cannot follow treatment, explain it clearly in your application.
5. Prior Denials Without New Evidence
If you apply again after a denial without updating or strengthening your claim, the SSA may deny you again for the same reasons.
What to do: Address the reason for your initial denial. Collect new evidence, clarify information, and seek help from a legal professional who can help you build a stronger case.
What Should You Do After a Denial?
Being denied benefits can be discouraging, but it is not the end of the road. You have options, and many people are approved after appealing their decision. The appeals process includes several stages, and each one gives you another opportunity to present your case with better documentation and legal support.
Appealing promptly is crucial. You only have a limited time to file your appeal after receiving a denial, usually 60 days. Missing this deadline could mean starting over completely.
Let Disability Law Group Help You Move Forward
You do not have to go through this alone. At Disability Law Group, we understand how stressful this process can be. Our attorneys have helped thousands of people just like you appeal their denials and finally receive the benefits they deserve. We will review your case carefully, identify any weaknesses in your original application, and help you present the strongest possible evidence.
If you have been denied SSDI benefits, contact us today. We offer free consultations and are here to help you take the next step with confidence and compassion.
